How it Works

How it Works

If you think you can’t get business capital without a loan, think again. With a Merchant Cash Advance (MCA) from 6th Avenue Capital, you can get access to quick capital, on your terms, for your business needs. Below, we explain the process of applying, getting approved, receiving funding, and paying for your cash advance.

Applying for an MCA

Applying starts by calling our funding specialists at 877-223-8004 or completing the contact form available on the bottom of this page. You don’t need to provide your full credit history; simply provide us with an estimated amount of your monthly credit card receipts, total monthly revenue, and the cash advance amount you’re requesting.

Getting Your MCA Request Approved

Once you send your inquiry to us, one of our funding specialists will contact you. During this conversation, we’ll ask for some financial data and have you complete a cash advance application form. Below are the criteria we consider when evaluating MCA applications:

  • Length of business operations (6 month’s minimum requirement)
  • At least $10,000 per month in revenue
  • Significant potential for future business growth
  • Bank accounts in good standing

Receiving MCA Funding

When you’re approved for an MCA, we’ll notify you of the terms and present you with an offer. When you accept the offer, 6th Avenue Capital will transfer the cash advance directly to your bank account the day you accept.

Paying for an MCA

At the end of every day, our automated process retrieves a fixed percentage of your daily transactions until your advance is paid off. We don’t get paid unless YOU get paid. There are no checks to write, no invoices to pay, and no collateral needed. You get your cash up front and in full. Have more questions about MCA funding? Don’t hesitate to contact us.